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MICR stands for Magnetic Ink and Character Recognition, whereas IFSC code stands for Indian Financial System Code. Banking institutions use MICR to verify the validity and enhance the security of authorized cheques. In addition, MICR provides a higher security level, eliminating the slightest probability of the documents getting forged. How to see your mirc number manual#MICR must also be used to eliminate the possibilities of human errors and initiate quicker transactions that are impossible to achieve in manual processing. ![]() One can also use MICR to ensure the authenticity and originality of physical documents like cheques. Magnetic ink and character recognition are mandatory to file various financial transaction forms like SIP, investment, or even for transferring funds. Magnetic ink and character recognition are secure, reliable, quick, and save manual effort. Magnetic ink and character recognition use special magnetic ink and characters. ![]() It is a character-recognition technology that banks mainly use for simplifying and easing out the processes and clearance of checks and other physical documents. One of the most important features of magnetic ink and character recognition is that it enhances security and minimizes the losses caused by a few criminal activities such as phishing, social engineering, hacking, etc. For example, if the code of a particular city is 333, the code of that bank is 666, and its branch code is 999, then the MICR code for the same would be 333666999. The branch code of a bank is not the same for all. The bank code differs from bank to bank, and the branch code differs from branch to branch. Therefore, magnetic ink and character recognition codes are created by taking the city, bank, and branch codes. The next 3 digits represent the bank code, and the last three digits signify the code of a particular bank branch. The first three digits of the MICR code are used to represent the city code. How to see your mirc number full#Source: Full Form of MICR ()Ī magnetic ink and character recognition code is a 9-digit number. How to see your mirc number how to#You are free to use this image on your website, templates, etc, Please provide us with an attribution link How to Provide Attribution? Article Link to be Hyperlinked The laser printer used for MICR accepts magnetic ink and character recognition toner. A laser printer is used to print magnetic ink, which is not a regular printer. ![]() MICR technique works by passing a physical document such as a cheque containing magnetic ink that one must read with a machine that can magnetize the ink on that document and then translate its magnetic information into characters. MICR helps encode the numbers mentioned in magnetic ink displayed on the base of a cheque.
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